Germany Blocked Account for Indian Students
The 2026 blocked account amount, how the monthly release works, which providers to use, and how to avoid the mistakes that delay a visa.
Quick Answer
How much do I need in my Germany blocked account?
For 2026, Indian students need to deposit €11,904 for the year in a recognised blocked account (Sperrkonto). This is released to you at €992 per month once you arrive in Germany.
2026 Figures
Blocked Account Amount at a Glance
| Item | Amount |
|---|---|
| Total required for the year | €11,904 |
| Released per month | €992 |
| Recognised providers | Fintiba, Expatrio |
| When funds become accessible | After arrival & account activation in Germany |
Step by Step
How to Open Your Blocked Account
Choose Your Provider
Compare Fintiba and Expatrio on fees, setup speed and bundled insurance options.
Create Your Account Online
Complete registration with your passport and personal details.
Transfer the Required Amount
Send €11,904 via an international transfer or a supported payment method.
Receive Your Blocking Confirmation
Once funds are confirmed, you get a certificate to submit with your visa file.
Submit With Your Visa Application
Include the confirmation in your student visa documents.
Activate After Arrival
Activate your account in Germany to start your €992 monthly withdrawals.
Not sure which provider fits your situation? We'll help you compare.
What You Need
Documents to Open a Blocked Account
- Passport Copy: A valid passport with clearly visible details.
- Personal Details: Name, date of birth and contact information matching your passport.
- University Admission (if available): Some providers ask for it, though it isn't always mandatory.
- Transfer-Ready Funds: €11,904 ready for an international transfer from India.
- Valid Email & Phone: For account verification and communication with your provider.
Avoid These
Common Blocked Account Mistakes
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Depositing the wrong amount
Using an outdated figure instead of the current €11,904 is one of the most common visa-delay causes.
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Starting too late
Bank transfers and confirmations take time — leaving this for the last moment adds risk.
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Mismatched insurance package
Choosing an insurance bundle that doesn't meet visa requirements can cause complications.
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Transfer errors
Incorrect reference details or account information can delay fund confirmation by days or weeks.
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Forgetting to activate after arrival
Your monthly release doesn't start automatically — you need to activate the account once you land.
Setu Global Solution
How Setu Global Solution Helps
Provider Comparison
We help you compare Fintiba and Expatrio for your specific situation.
Application Walkthrough
We guide you step by step through setting up your account correctly.
Amount & Document Match
We make sure your figures and paperwork match embassy requirements exactly.
Timeline Coordination
We align your blocked account setup with your visa and intake timeline.
Arrival Support
We help you activate your account and start withdrawals once you're in Germany.
Blocked Account FAQs
Still unsure about something? Book a free call with our team anytime.
For 2026, the required amount is €11,904 for the year, which works out to €992 per month.
Once you arrive in Germany and activate your account, you can withdraw up to €992 each month to cover living costs.
Fintiba and Expatrio are the two most commonly used providers among Indian students, both officially recognised for German student visa purposes.
No. The embassy requires a dedicated blocked account (Sperrkonto) from a recognised provider, not a regular bank account.
Open it as soon as your finances are ready, well before your visa appointment — see our Germany student visa guide for the full timeline.
The account is meant to fund your living costs in Germany. Any process for withdrawing unused funds depends on your provider's terms — we help you understand this before you commit.
Depositing an outdated or incorrect amount is one of the most common causes of visa delay. We double-check your figure against the current requirement before you transfer funds.
Planning your Germany journey?
Book your free 1:1 consultation with Setu Global Solution.
WhatsApp: +91 8140 881823